Investments

The Passive Investment Income Rules: Understanding the Impact on Your Business

July 10, 2024

With the increase in the capital gains inclusion rate, passive investment income could be higher in your corporation. Learn more.

Retirement Calculator

June 19, 2024

Are you on track for retirement? Gauge yourself with our free and simple retirement calculator to see if you’re headed in the right direction. It can help you consider retirement lifestyle goals and make adjustments now to help you get where you want to go, on time.

It’s Not Too Late To Make an RRSP Contribution for 2023!

January 24, 2024

Is it too late to contribute? Find out all you need to know about your 2023 RRSP contributions and deadline dates!

Optimizing Your RRSP

November 29, 2023

Try this simple calculator to see how you can significantly enhance your short and long-term RRSP savings.

What to Financially Expect When You’re Expecting

September 20, 2023

Congratulations, you’re going to have a baby! But what should you financially expect when you’re expecting? Read this article to find out.

The Value of Taking Risks

August 2, 2023

When interest rates and inflation are high, consider the value of taking risks to increase your purchasing power.

GIC Laddering

July 26, 2023

You can benefit from attractive GIC rates without locking in your entire investment for a long duration. Learn how.

How to Prepare for a Wealth Transfer

May 31, 2023

Intergenerational wealth transfers… if you’re in your retirement years, explore how to invest and transfer your money in the soundest possible way.

Securing Guaranteed Interest Rates with Annuities

May 17, 2023

Annuities, what are they and how can they secure guaranteed interest for you? Read this article to learn more.

Tale of Two RRSPs

February 15, 2023

Looking for an RRSP strategy? Try this calculator to compare and contrast contribution amounts, frequencies, and timing to find the best strategy for meeting your goals

INFOclip: RRSP vs TFSA

February 8, 2023

RRSPs and TFSAs, both sound investment options, but how are they different and which one is the right fit for you and your savings goals today? Watch this video to learn more.

Learning From Experience: Bernard’s Story

October 19, 2022

Estate planning and distribution of investments. What could go wrong? Bernard’s story might stick with you as you plan for the future.

Net Worth Calculator

October 12, 2022

Keeping tabs on your net worth lets you evaluate your financial health and set goals to thrive and prosper. Do you know your net worth? Try the Net Worth Calculator.

Cash Flow Calculator

September 14, 2022

Building a comprehensive household budget and need a little help? Try the Cash Flow Calculator.

Inflation, Interest Rates and Your Investments

August 24, 2022

Lately, all of us have been seeing a few less dollars in our wallets. They say it’s “inflation” but what exactly is inflation and how does it affect interest rates and your investments? Read this article to find out more.

Savings Growth Calculator

July 20, 2022

Do you know the long-term impact of increasing your regular saving by a few extra dollars? Calculate it!

Will the Money Last?

June 8, 2022

How long will your savings last when you start using it as income? Calculate it!

What is Sequence of Returns Risk?

March 16, 2022

You’ve invested your dollars and have a well diversified portfolio in accordance with your risk tolerance. Well done! But what is the sequence of returns risk and how do you minimize it? Read this article to learn more.

Savings to Reach a Goal Calculator

March 2, 2022

If you have financial goals in mind, try this Savings to Reach a Goal Calculator – it will help you recognize challenges and opportunities in order to reach those financial goals sooner. Try it today!

The Loan Calculator

January 19, 2022

When it comes to debt reduction, every little bit counts. Use this Loan Calculator to see the impact that loan rates, payment frequencies and extra payments have on your debt reduction strategy.

The Mortgage Calculator

December 22, 2021

When making decisions about home ownership, knowledge is power. Use this Mortgage Calculator to estimate mortgage amounts and payments using different rates, amortization periods and payment frequencies.

The Best of Both Worlds: Segregated funds in a volatile market

May 5, 2021

Investing during a pandemic sounds a little scary, but have you considered segregated funds? Seg funds are worth considering during the current volatility of the investment marketplace. Read this article to find out more about seg funds and how they can help you invest securely.

The Power of Compound Interest

April 21, 2021

All of us can agree that putting away a little money for our retirement is good idea. Compounding interest on investments is even better. Money that you put in today can grow, grow, grow. Read this article to find out more about how you can save for a more secure retirement.

The Estate Wedge – Your Peace of Mind Option

March 31, 2021

Throughout your life, your financial goals will change from accumulation and growth to estate preservation and wealth transition. An estate wedge is a planning strategy that can help you shift from accumulation to estate planning. Read this article to find out more.

SMART TALK... about registered education savings plans (RESPs)

March 17, 2021

As a parent, you only want the best for your child. A Registered Education Savings Plan (or RESP) can help you do just that by laying the groundwork for a lifetime of learning while maximizing your investments. Watch this video, part of our SMART TALK series, to find out more.

Changing Gears – From Accumulation to Decumulation

January 28, 2021

Changing gears from savings strategy during working years to post-work spending years can be a formidable task. Read this to find out the who, what, when, where, why of accumulation and decumulation investment stages, and how you can achieve a happy and stress-free retirement.

Segregated Funds and the Death Benefit Guarantee

December 22, 2020

Segregated funds offer several benefits when it comes to estate planning, such as the death benefit guarantee which ensures a specific percentage of the value of your investment pays to your beneficiaries upon death. So very valuable at a time when nothing seems guaranteed

Making Your Retirement Easy Breezy with RRIFs and LIFs

October 21, 2020

When it comes time to retire, it’s important to be prepared so that you can enjoy your time to the fullest! Understanding withdrawal products such as RRIFs and LIFs can give you peace of mind and help you retire with freedom and ease.

Your Segue into Segregated Funds

September 23, 2020

Segregated funds have made some major strides recently and have become an excellent vehicle for investment, providing a lifetime of protection and beyond. Are segregated funds a good option for you?

The ABCs of Spousal RRSPs

July 15, 2020

A spousal RRSP can not only help you and your spouse set aside funds for retirement, it can also save you tax dollars. Read this article to see if a spousal RRSP is the right next step for you.

Capital Required for Income

June 24, 2020

The age-old question when planning for retirement is ‘how much do I need to save’. This calculator gives you a simple idea of how much capital you’ll need for retirement.

CPP Benefits - Early or Later

June 17, 2020

Have you ever wondered what the net impact would be on your CPP Benefits depending on when you chose to start withdrawing? Try out this simple calculator to compare the impact on your pension.

Getting the Most from Your RESP

June 3, 2020

If you’re interested in maximizing the impact of your RESP contributions, read this article to discover a full-proof strategy to defer taxes and boost government grants.

Tax Calculator

May 8, 2020

Use this calculator to estimate the taxes you owe based on your taxable income.

Start Education Planning Now

May 8, 2020

Use this calculator to see the cost of waiting to invest in an RESP.

Insure Your Earning Power

May 8, 2020

Use this calculator to estimate the value of your earning power and then consider if this asset is adequately covered by disability insurance.

RRSP Tax Savings

May 8, 2020

Use this calculator to estimate the tax savings on your RRSP contribution.

The ABCs of Investing in Under 5 Minutes…

November 12, 2019

With so many available options, investing can sometimes get complicated. Read this article to better understand which investment plan and type are best for you.

It’s Not Just About The Fees

June 5, 2019

Sure, fees are a factor in an investment portfolio, but they are not the only one to keep in mind when it comes to reaching your retirement goal.

How to Use a TFSA to Get Better Investing Results

April 17, 2019

Are you interested in putting money into your Tax-Free Savings Account (TFSA)? Read this article to learn more.

TFSA vs RRSP vs Both. What’s Best for Me?

February 14, 2019

TFSA or RRSP? It depends. That said, saving for your retirement income using your RRSP will beat saving in a TFSA for the most part and for most people.

Fall In Love With These Income Splitting Tips for You and Your Spouse

October 25, 2018

Want to make the most of your savings in retirement with your married or common-law spouse? The trick is not knowing to save, but knowing how.

SMART TALK... about investments

October 25, 2018

Whether your retirement is years away or just around the corner, it’s important to ensure your investments reflect your goals and risk tolerance.

Should You Consider Using a Robo-Advisor?

April 2, 2018

Robo-advisors give advisors and their clients the tools to manage investment portfolios online.